# KudiX

> Nigerian wallet for holding naira and digital dollars — convert NGN ↔ USDT/USDC at live rates, withdraw to any Nigerian bank, and pay airtime, data, TV and electricity bills.

KudiX lets users deposit naira or stablecoins (USDT and USDC on Solana, Tron, BSC, Polygon and Ethereum), convert between NGN and digital dollars, withdraw on-chain or to a Nigerian bank account, and buy utilities. Accounts are KYC-verified, and balances are held with regulated custody and banking partners.

## Pages

- [Home](/): What KudiX does, live fees, supported networks and FAQs.
- [Join KudiX](/join): Create a KudiX account.
- [Sign in](/auth): Access an existing KudiX wallet.
- [Stablecoins for Nigerian businesses](/blog/stablecoin-business-guide): Guide to using USDT and USDC for cross-border payments and hedging naira volatility.
- [Terms & Conditions](/terms): Terms governing wallet accounts, conversions, withdrawals, bills, fees and referrals.
- [Privacy Policy](/privacy): What data KudiX collects, how it is used and shared, and user rights.

## Optional

- [Data deletion](/delete_data): Request deletion of a KudiX account and associated data.